Intesa Sanpaolo turns to Gemalto for Italy’s first biometric contactless payment card pilot
- Built-in fingerprint sensor eliminates the need for PIN or signature
- Unique battery-less card is powered via existing PoS terminals so no need to be recharged
- Effortless enrollment combined with robust data protection
Amsterdam 19 December 2018 – Gemalto, the leader in digital security, is supplying Intesa Sanpaolo, the number one banking group in ltaly, with the first Mastercard biometric contactless payment card.
The pilot promoted by Intesa Sanpaolo and Mastercard allows to test an EMV contactless biometric card for the first time in Europe. Consumers may simply tap their card to any POS terminal to pay and authorize the transaction with their fingerprint, combining a fast and convenient user experience to an advanced cardholder authentication approach. In addition, the card works without a battery as it’s powered by the terminal which means that there is no limit on the number of transactions.
Enhanced contactless payment working with existing infrastructure
Intesa Sanpaolo’s initiative is the latest step forward in the bank’s ambitious digital transformation strategy. Fingerprint authentication sweeps away limits on the value of contactless payments, removing the need to enter a PIN or sign the receipt, As a result, it simplifies the consumer experience at the point of sale and makes it faster and safer.
The card works with existing EMV card terminal infrastructure, so merchants can easily maximize the shopping experience delivered to their customers without the need to upgrade their current hardware or software. For issuers, the technology helps detect and prevent fraud, increase approval rates, reduce operational costs and foster customer loyalty.
Fully secure, on-the spot fingerprint enrollment
Intesa Sanpaolo has 11.9 million customers and 4,400 branches in Italy. Gemalto’s solution includes secure on-the-spot fingerprint enrollment at selected locations and in the future customers could even enroll for the service at home. To ensure the right to privacy, biometric data is stored on the card itself, not the bank’s servers. Protection is further enhanced by the fact that personal data is encrypted and never leaves the card.
“We are proud to have undertaken the first step to introduce in Italy a card which technology offers the consumers clear and concrete benefits, following our choice to anticipate and facilitate the diffusion of innovative technologies functional to people’s everyday banking.” said Cinzia Bruzzone, Retail Manager Intesa Sanpaolo. “The Intesa Sanpaolo – Mastercard pilot project, achieved with Mercury Payment System support, avails itself of Gemalto’s contribution as a global operator, who provided the technology behind the new biometric cards and the tools necessary for storing the fingerprint on the chip.”
“Consumers are quickly recognizing the combined power of contactless and biometric technologies to take the stress and strain out of secure transactions,” said Bertrand Knopf, executive vice president Banking and Payment for Gemalto. “We are delighted to work with Intesa Sanpaolo and Mastercard on another pioneering project, this time bringing the effortless safety of a biometric sensor EMV card to their consumers.”
Intesa Sanpaolo’s initial pilot will run in Turin, Milan and Rome and is scheduled to last 16 weeks.
About Gemalto
Gemalto (Euronext NL0000400653 GTO) is the global leader in digital security, with 2017 annual revenues of €3 billion and customers in over 180 countries. We bring trust to an increasingly connected world.
From secure software to biometrics and encryption, our technologies and services enable businesses and governments to authenticate identities and protect data so they stay safe and enable services in personal devices, connected objects, the cloud and in between.
Gemalto’s solutions are at the heart of modern life, from payment to enterprise security and the internet of things. We authenticate people, transactions and objects, encrypt data and create value for software – enabling our clients to deliver secure digital services for billions of individuals and things.
Our 15,000 employees operate out of 114 offices, 40 personalization and data centers, and 35 research and software development centers located in 47 countries.
For more information visit www.gemalto.com, or follow @gemalto on Twitter.
Gemalto media contacts
Tauri Cox
North America
+1 512 257 3916
[email protected]
Sophie Dombres
Europe Middle East & Africa
+33 4 42 36 57 38
[email protected]
Piyush Prakash
Asia Pacific
+91 11 6623 1200
[email protected]
Alexis Camarillo
Latin America
+52 5521223627
[email protected]
Find Gemalto’s Media Contacts in your region.